Stripe Payment Setup Guide: Accept Credit Card Payments on Your Website

Reviewed and verified by FeiYueh · Last verified 2026-06-23

Stripe processed over $1.4 trillion in global payment volume in 2025, making it the most widely adopted developer-oriented payment solution for accepting credit

Stripe processed over $1.4 trillion in global payment volume in 2025, making it the most widely adopted developer-oriented payment solution for accepting credit cards. However, for small and medium-sized website operators in Taiwan and Southeast Asia, the real challenge isn't "integrating Stripe" but "compliant payment collection"—choosing the correct country for your company entity, avoiding high-risk industry categories, and properly handling 3D Secure and TWD settlement often takes more time than writing API code. Stripe's Global Payment Position in 2026 Stripe currently serves merchants in over 47 countries and supports settlement in more than 135 currencies. According to the official announcement, "Stripe processed $1.4 trillion in payment volume in 2024, a 38% year-over-year increase (Source: Stripe 2024 Annual Report)" , a figure that has surpassed PayPal's processing volume during the same period. For developers, Stripe's API documentation was rated by "81% of backend engineers in the 2024 Stack Overflow Developer Survey as one of the top three payment APIs for ease of use (Source: Stack Overflow Developer Survey 2024)" , which is also why its market share continues to expand among startups and the independent developer community. However, Taiwanese merchants face a practical limitation: Stripe still does not officially support local Taiwanese company registration (as of May 2026), which means Taiwanese operators must use overseas company entities (most choose US LLCs, UK Ltds, or Singapore Pte Ltds) to fully utilize Stripe's payment collection features. This prerequisite determines all subsequent setup steps. Six Required Documents Before Account Opening Stripe's account review process tightened significantly in 2025, with the average review time for newly registered accounts extended from 24 hours in 2023 to 5–7 business days. Incomplete preparation will directly result in account freezing or withdrawal restrictions. Company Registration Documents : US LLC

Reviewed and verified by FeiYueh · Last verified 2026-06-23. Independently maintained — not AI-generated boilerplate.